News & Insights

Why digital might not work – and when it does …

Digitisation and government intervention are driving new business models and new customer expectations. However, recent research from McKinsey helps us understand why a digital-only asset finance proposition may be some way off. In the near term, digital solutions may have more impact empowering a sales force or supporting in-life and…

11th January 2018
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More speed and less data – a new competitive battleground

We interviewed eight business leaders to understand how proposal management is transforming. Timescales are shortening; recently acceptable times to decision are halving. Customers and introducers will give less information – the lender needs to access more electronically. There’s a heavy reliance on paper – the potential of OCR and automated…

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Enterprise Finance Guarantee – what’s happening?

After the British Business Bank launched EFG for asset finance last year, things went quiet but that seems to be changing – and there are opportunities. With a government-backed guarantee of 75% of the outstanding balance (or the risk portion above a residual value figure, if you prefer), the economics…

6th October 2017
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Turning paper into money – using data and digitisation to manage bank statements

Bank statements clog up the lending application process, cause inefficiency, re-work and poor turnaround times for lenders, mirrored by frustration for brokers and end customers. Leakage (the cost of lost business) resulting from bank statement processing is a significant, hidden loss of profit. We outline two ways to improve performance and…

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New SME current account data: its transformative potential

If I could offer you higher volumes, enhanced underwriting, new income opportunities, higher productivity, an improved experience for customers and business partners, greater compliance and reduced default, you’d take it, wouldn’t you? Major banks are being forced to share SME current account data. Download the white paper here.

3rd September 2017
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How to digitise legacy front-office processes – the easy way…

Faster turnaround, increased dealflow, enhanced underwriting intelligence and lower operating costs – an easy way to integrate new technologies into your existing systems and processes

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Growcap announces the first client for its new Partner Services proposition

Growcap is providing a new market development service aimed at niche data and technology providers with the potential to transform SME lending businesses….

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Growcap Ltd

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T: +44 (0)1730 352350


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